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PM Awas Yojana 2026

Last Updated: May 21, 2026

Pradhan Mantri Awas Yojana (PMAY) is a housing scheme launched by the Government of India to provide affordable housing for economically weaker sections, low-income groups and middle-income families. Under this scheme, eligible beneficiaries receive financial assistance and interest subsidy for house construction or purchase.

Official Website

PM Awas Yojana Overview

Scheme Name Pradhan Mantri Awas Yojana (PMAY)
Launched By Government of India
Department Ministry of Housing and Urban Affairs
Objective Affordable Housing for All
Beneficiaries Urban and Rural Families
Application Mode Online / Offline
Official Website pmaymis.gov.in

Benefits of PM Awas Yojana

PM Awas Yojana Eligibility Criteria

Documents Required for PMAY Registration

How to Apply Online for PM Awas Yojana?

  1. Visit the official PMAY website.
  2. Click on "Citizen Assessment".
  3. Select the appropriate category.
  4. Enter Aadhaar number and verify details.
  5. Fill application form carefully.
  6. Upload required documents.
  7. Submit application and save reference number.

PMAY Subsidy Details

PMAY provides interest subsidy under Credit Linked Subsidy Scheme (CLSS). Subsidy amount depends on applicant category and annual income.

Category Annual Income Interest Subsidy
EWS Up to ₹3 Lakh 6.5%
LIG ₹3 Lakh to ₹6 Lakh 6.5%
MIG-I ₹6 Lakh to ₹12 Lakh 4%
MIG-II ₹12 Lakh to ₹18 Lakh 3%

How to Check PMAY Beneficiary List?

  1. Visit PMAY official portal.
  2. Click on "Search Beneficiary".
  3. Enter Aadhaar Number or Application ID.
  4. Click Submit.
  5. Beneficiary details will appear on screen.

PM Awas Yojana FAQs

What is PM Awas Yojana?

PMAY is a government housing scheme that provides affordable housing and subsidy benefits to eligible citizens.

Who can apply for PMAY?

Economically weaker sections, low-income groups and eligible middle-income families can apply.

What is PMAY subsidy?

PMAY provides interest subsidy on home loans under the CLSS scheme.

How to check PMAY beneficiary status?

Applicants can check beneficiary list online using Aadhaar number or application ID.

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