PM Fasal Bima Yojana 2026

Pradhan Mantri Fasal Bima Yojana (PMFBY) is a crop insurance scheme launched by the Government of India to provide financial protection to farmers against crop loss due to natural disasters, floods, droughts, pests and diseases.

Under this scheme, farmers can get insurance coverage for their crops at very low premium rates. The government provides financial assistance and compensation if crops are damaged.

PM Fasal Bima Yojana Overview

Benefits of PM Fasal Bima Yojana

• Financial protection against crop damage
• Low insurance premium for farmers
• Compensation for natural disasters
• Coverage for drought, flood and pest attacks
• Support for farmer income stability
• Easy claim settlement process
• Insurance support for multiple crops

Insurance Premium Rates

Eligibility Criteria

• Applicant must be an Indian farmer
• Farmers growing notified crops are eligible
• Both loanee and non-loanee farmers can apply
• Sharecroppers and tenant farmers are eligible
• Applicant should have farming land details

Documents Required

• Aadhaar Card
• Bank Passbook
• Land Records
• Crop Sowing Certificate
• Passport Size Photograph
• Mobile Number
• Identity Proof

How to Apply Online for PM Fasal Bima Yojana?

1. Visit the official PMFBY portal
2. Click on Farmer Application option
3. Register using mobile number and Aadhaar
4. Fill personal and crop details carefully
5. Upload required documents
6. Submit the application form
7. Pay the insurance premium online
8. Download application receipt for future use

How to Claim Crop Insurance?

1. Inform crop damage to authorities immediately
2. Visit nearest agriculture office or insurance company
3. Submit crop damage proof and documents
4. Officials will verify crop loss
5. Approved claim amount will be transferred to bank account