PM Mudra Loan Yojana 2026

Pradhan Mantri Mudra Loan Yojana (PMMY) is a government scheme launched to provide financial support to small businesses, startups, shopkeepers and self-employed individuals through collateral-free business loans.

Under this scheme, eligible applicants can receive Mudra loans under Shishu, Kishore and Tarun categories for business growth and self-employment opportunities.

PM Mudra Loan Yojana Overview

Benefits of PM Mudra Loan Yojana

• Collateral free business loans
• Support for startups and small businesses
• Easy loan application process
• Financial support for self-employment
• Business expansion assistance
• Encourages entrepreneurship in India
• Available through banks and financial institutions

Mudra Loan Categories

Eligibility Criteria

• Applicant must be an Indian citizen
• Small business owners and entrepreneurs can apply
• Shopkeepers, traders and startups are eligible
• Applicant should have business purpose details
• Valid bank account and mobile number required

Documents Required

• Aadhaar Card
• PAN Card
• Business Address Proof
• Bank Statement
• Passport Size Photograph
• Mobile Number
• Business Plan Details
• Identity and Residence Proof

How to Apply Online for PM Mudra Loan Yojana?

1. Visit the official Mudra portal
2. Choose suitable loan category
3. Download or fill application form
4. Prepare required documents
5. Submit application through bank or online portal
6. Complete verification process
7. Loan amount will be approved after verification

Main Objectives of PM Mudra Loan Yojana

• Support small businesses and startups
• Promote self-employment opportunities
• Encourage entrepreneurship development
• Provide easy business financing
• Strengthen India's micro business sector