Mahila Samman Savings Certificate 2026

Mahila Samman Savings Certificate (MSSC) is a government-backed savings scheme introduced to encourage financial savings among women and girls in India.

This scheme provides a secure investment option with attractive interest rates and flexible deposit facilities for women investors.

Mahila Samman Savings Certificate Overview

Benefits of Mahila Samman Savings Certificate

• Safe and secure government-backed investment
• Attractive fixed interest rate
• Encourages financial independence for women
• Flexible deposit options
• Easy account opening process
• Short-term investment maturity
• Suitable for women and girl children

Investment & Interest Details

Eligibility Criteria

• Applicant must be a female Indian citizen
• Women of all age groups are eligible
• Guardians can open accounts for minor girls
• Applicant should have valid identity proof
• Bank or post office account may be required

Documents Required

• Aadhaar Card
• PAN Card
• Residence Proof
• Passport Size Photograph
• Mobile Number
• Bank Passbook

How to Apply for Mahila Samman Savings Certificate?

1. Visit nearest post office or authorized bank
2. Ask for MSSC application form
3. Fill personal and nominee details carefully
4. Attach required documents
5. Deposit investment amount
6. Submit the form for verification
7. Receive investment certificate after approval

Withdrawal & Maturity Rules

• Partial withdrawal facility available under rules
• Maturity amount paid after completion of tenure
• Premature closure allowed in special situations
• Interest amount credited as per scheme rules

Main Objectives of MSSC Scheme

• Promote savings habits among women
• Improve financial security for women
• Provide safe investment opportunities
• Encourage women empowerment
• Increase financial inclusion in India