Sukanya Samriddhi Yojana 2026

Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme launched under the Beti Bachao Beti Padhao campaign for the financial security and future education of girl children.

Parents or legal guardians can open a Sukanya Samriddhi Account in banks or post offices for girls below 10 years of age and earn attractive interest rates with tax benefits.

Sukanya Samriddhi Yojana Overview

Benefits of Sukanya Samriddhi Yojana

• High interest rate savings scheme
• Tax benefits under Section 80C
• Secure future for girl child education
• Supports marriage expenses
• Government-backed investment scheme
• Flexible yearly deposit options
• Long-term wealth creation

Deposit & Interest Details

Eligibility Criteria

• Girl child must be an Indian citizen
• Age of girl should be below 10 years
• Only one account per girl child is allowed
• Parents or legal guardians can open the account
• Maximum two girl children accounts allowed per family

Documents Required

• Birth Certificate of Girl Child
• Aadhaar Card
• Parent or Guardian ID Proof
• Residence Proof
• Passport Size Photograph
• Mobile Number

How to Open Sukanya Samriddhi Account?

1. Visit nearest bank or post office
2. Ask for Sukanya Samriddhi Yojana form
3. Fill account opening form carefully
4. Attach required documents
5. Deposit minimum amount for account activation
6. Submit the form to the bank or post office
7. Receive passbook after successful verification

Withdrawal & Maturity Rules

• Partial withdrawal allowed for education purposes
• Up to 50% amount can be withdrawn after 18 years
• Account matures after 21 years
• Premature closure allowed in special cases